Personal finance is more personal, than finance.
You don’t need more “financial literacy”. You need a simple structure that fits your life — and the push to actually act on it.
That’s why I do 1:1 sessions with early–mid career professionals (salaried or freelance) who want clarity and momentum with money.
The real problem
Most people aren’t stuck because they don’t know the basics. It’s because they know a bit too much and are overwhelmed, with all the gyaan out there. This makes the decisions messy, and the action gets delayed.
What I bring is not secret knowledge.
I bring structure, simplicity, and a bias towards doing the next right thing.
How this works in 120 minutes
1) We map your life to your money
Income, expenses, goals, responsibilities, timelines — the full picture in a custom & personal notion template.
2) We identify the gaps
Find where are we lacking withing the 6 pillars of personal finance.
3) We turn it into action
Small moves, clearly sequenced over 2-4 weeks, so you stop overthinking and start executing.
The goal is simple: you should be able to run this without me.
The 6 pillars we work through
1) Income
Income is the engine. If money doesn’t come in, there’s no plan.
2) Savings
It doesn’t matter how much you earn if it all leaks out.
We build a simple spending plan, budgeting that doesn’t suck, and automations.
3) Insurance + emergency planning
This is the “don’t get wiped out” pillar.
Emergency fund + the right insurances, based on your life (not generic advice).
4) Debt management
Existing loans or future loans — both matter.
We optimize repayment, interest cost, and decision-making without confusion or guilt.
5) Investments (goal-based)
The most important of all pillars.
We set the right asset allocation for new money and clean up the existing portfolio based on goals identified.
6) Taxes
We make decisions with after-tax reality in mind and keep things compliant.
This is for you if…
- you want a system, not tips
- you want things explained in simple language
- you’re willing (but too lazy) to take action (even small action)
- you want to understand your own decisions — not outsource them forever
This is not for you if…
- you want someone to manage your money for you
- you want trading calls / stock tips
- you want guarantees
Quick note (compliance, in plain English)
This is not investment advisory. I’m not SEBI registered.
I’m not a stock tips service, not an MFD, and I don’t sell financial products.
This is 1:1 help to bring structure and clarity to your personal finances — you make the final calls.
Next step
Message me on WhatsApp and I’ll take it from there.